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MORTGAGE APPLICATION

Prestige Golf & Beach have chosen to collaborate with Mortgage Direct over other brokers/intermediaries for the following reasons:

– Qualified advisers
– Native English and Dutch-speaking brokers some of whom can also communicate in Spanish, Portuguese and German
– Work with all lenders offering finance for Spain
– Exclusive deals (see below)
– Mortgage quotes within 24-48 hours
– No obligation advice delivered in a professional and friendly manner
– Competitive fees for a premium service

If you wish to find out more about getting finance in Spain, Mortgage Direct are available to discuss your options with you and to provide a no obligation mortgage quote. They are completely independent and have a wealth of experience in a market where contacts are everything and premium service is key.

Market conditions and exclusive deals

Mortgage Direct is currently offering deals to non-residents with rates as low as Euribor 1.35% and fixed rates from 2%. The Euribor is currently at its lowest ever level. Please see below a graph which shows the fluctuation of the Euribor over the last 13
years.

Now that the property market is steadily improving, more banks are lending again, which has increased competition and led to some very attractive deals becoming available to clients of
Mortgage Direct.

At present, mortgages up to 70%* are available to non-residents and 80% to residents. There are some special deals above 80% available to young first-time-buyer resident clients.

Again, we recommend that you contact Mortgage Direct if you have questions relating to whether you would qualify for a mortgage, how much you would qualify for and what conditions
may be available to you.

* mortgages are based on the lower of purchase price or valuation.